Water patterns and flooding patterns change over the years as cities are remodeled and natural landscapes change. Your home may not have been in a flood zone when it was built, but that does not mean it's not in a flood zone today. If you have noticed water beginning to seep in or pool around your home, you might be prone to flooding if a heavy rain comes or a nearby body of water overflows.
So, what should you do about a home in a new flood zone? One key option is to have the home elevated. Here's a look at what that means and what the home elevation process entails.
What is home elevation?
Home elevation is the process of lifting your existing home up from its usual position. Usually, this will mean jacking up the home and adding to the foundation. However, in areas very prone to flooding, your contractor may actually lift the home and then install "slits" to hold the home up off the ground. If the land around your home floods, the water will flow right under the home and between the stilts.
What if your home cannot be lifted?
If the way your home is built prevents contractors from lifting it up, there is an alternative option. They can leave the home on its original foundation and then remove the roof. With the roof off, they will then extend your walls upward. A new floor will be built a few feet above the original floor, and then the roof will be replaced on top of the new walls. This leaves space between the foundation and the first floor so that if the home floods, the living quarters should not become wet.
How much should your home be elevated?
This depends on how much water is likely to flow through the area. Contractors who specialize in home elevation can evaluate your home's location and your soil quality to tell how much flooding is likely. Some homes may only need to be elevated a few inches; others might need to be elevated a few feet.
How will your homeowners' insurance company respond to the change?
You do need to let your homeowners' insurance company know that you are having your home elevated. In most cases, they will welcome the change and may even lower your rates. Elevation reduces your risk of a floor, which reduces the chance of you making a claim against your insurance policy.
Contact a company, like Rouse Custom Construction , for more help.